Effective July 01, 2013
New Homeowner and Homeowner Wind Rates
The Associations will adopt the Homeowner and Homeowner Wind rates published by the North Carolina Rate Bureau and approved for usage in the state of North Carolina.

Effective May 01, 2013
New Commercial Forms
The Associations will adopt the ISO (Insurance Services Office, Inc) forms approved for usage in the state of North Carolina, as required by General Statute. ISO has also modified the rating structure for the exclusion of Vandalism Coverage under Rule 74.A.3.(b). The continuation policy packets will include a notice to the policyholder outlining coverage modifications, NP 00 15 or NP 00 16.

Effective April 01, 2013
New Dwelling Fire Rates
The Associations will adopt the Dwelling Fire rates published by the North Carolina Rate Bureau and approved for usage in the state of North Carolina.

Effective October 01, 2012
New Commercial Rates
The Associations will adopt ISO (Insurance Services Office, Inc) loss costs approved for usage in the state of North Carolina.

Effective May 01, 2012
New Dwelling Fire Rates and Territories
The Associations will adopt the Dwelling Fire rates published by the North Carolina Rate Bureau and approved for usage in the state of North Carolina. This change will only affect the Fire portion of the premium and generally is a decrease in rate; the Extended Coverage portion of the premium was not affected. In addition to this change, new territory assignments will be adopted to mirror the Homeowner territories that have been in place since 2009. You may refer to the North Carolina Rate Bureau website for further information at www.ncrb.org. Our Dynamic Web is in the process of being updated and we will update our website when this change is complete.